Mohamed Abdikarim Ali, Prof. Dr. Rusni Hassan, & Assoc. Prof. Dr. Salina Hj Kassim. (2019). SITUATION OF WAR-AFFECTED PEOPLE IN POST-CONFLICT SOMALIA AND THEIR NEED FOR ISLAMIC MICROFINANCE SERVICES: A QUALITATIVE SURVEY. AL-HIKMAH: INTERNATIONAL JOURNAL OF ISLAMIC STUDIES AND HUMAN SCIENCES, 2(3), 28–42. https://doi.org/10.46722/hikmah.v2i3.25